Skip to content

Supplemental Insurance Questions?

Yesterday, a parent reported to us that she’d been told by a staff member at Worth Avenue Group, the insurance provider whose contact information is in the iPad User Agreement (, that the company would not offer the policy described in the agreement. It was also reported to us that the link to use to sign up for the coverage did not work.

We were in touch with the company this morning and confirmed that there was a lapse of communication within its ranks that has since been addressed. We’re continuing to test the link:

For more information about the supplemental insurance policy, consult the iPad User Agreement at and/or use the contact information in the agreement to contact the Worth Avenue Group.

These are responses provided by the MISD Risk Management Office to supplemental insurance questions:

When does the coverage need to be paid? How long does it last?

The parents purchase a one year policy. So, basically they can purchase coverage at any time; they will just have coverage into the next school year if purchased later in the year. If the student has to turn an iPad in for warranty work, etc. and s/he receives a loaner, s/he would have coverage on the loaner while in his/her custody.

With the supplemental coverage, what do you have to do to file a claim?

When student thinks an iPad has been stolen s/he MUST FILE A POLICE REPORT. There is no coverage if a police report is not made.

Is there coverage for theft from the student’s car?

The student HAS COVERAGE for theft in his/her car when (1) the car doors are locked, (2) windows are rolled up and (3) there are signs of forced entry. A police report is mandatory.

6 Comments Post a comment
  1. jennyl #

    Does the policy need to be in the student’s name or the parent’s name?

    August 15, 2012
    • The answer from the insurance company is that it doesn’t matter to them. However, when we ask the insurance company for a report of policyholders, we will have to track the parent to the student. All other things being equal, it’s easier to pair policies to students if the policy is in the student’s name.

      August 15, 2012
  2. Tony #

    Will the student be able to buy the ipad of the school

    April 26, 2013
  3. Teri #

    My student’s ipad screen was damaged and they noticed it when he turned it in. We bought insurance but it is still showing as charging us for the damage thru Skyward’s fees list. what do I need to do?

    June 4, 2013
    • If you purchased the supplemental insurance from Worth Avenue group, you would contact Worth Avenue about turning in a claim. You pay the district directly, and then the insurance company pays you.

      June 5, 2013

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )


Connecting to %s